Comments on: Should I Buy Travel Insurance? Yes and Here’s Why

By: Carey

Carey — Mon, 09 Mar 2015 21:24:12 +0000

Hi Ella,
I’ve only used world nomads, so I’m comfortable in recommending them. I’ve come across a discussion about AmEx travel insurance and the contributors seem to speak quite highly of the service. I can’t personally vouch for them though. At the end of the day, ask the hard questions and read the fine print.

By: Ella

Ella — Mon, 09 Mar 2015 01:59:51 +0000

Travel Insurance is such an annoying cost, but I agree…it is ESSENTIAL, especially when you are as accident-prone as I am!

You mentioned World Nomads as the best for if you have already left your home country…this works out to be quite expensive, are there any others you reccommend? Or do you think it’s worth it just to buy through them?

By: Carey

Carey — Wed, 25 Feb 2015 22:06:23 +0000

Hi Carrie,

Great suggestion and thank you for sharing your experience. I’ve noticed how subjective the service can be with many insurance providers. The more real world reviews we have the better! I’m glad Allianz came through for you when you needed it most. Although it must have been scary the first day and night. Did you finish out the rest of your trip?

By the way, awesome name!

By: Carrie

Carrie — Wed, 25 Feb 2015 20:43:08 +0000

I suggest Allianz for travel insurance. I ended up with a broken wrist (from a motorbike accident) in Koh Tao, Thailand one week into my six month trip. I couldnt get to the hospital when it happened b/c I was on an island and the ferry’s had stopped, so I was stuck for a day and night before I could get treatment. Allianz got a nurse on the phone to help me thru that and to listen to me just cry for ages

Once I did get to the hospital, they provided a translator on the phone for me, which was wonderful.

I was hospitalized, operated on, had a titanium plate and seven screws put in my arm and five days in Bangkok Hospital. I had no issues, no copays, and amazing support from Allianz! They even followed up with me for the next few weeks on a regular basis to see how I was doing, was there anything that I needed from them, etc…

The other great thing about what they provide is that you buy your plan for 12 months. And if you stop traveling for a few months and then start again within that 12 month period, you are still covered

By: Carey

Carey — Mon, 16 Feb 2015 22:15:33 +0000

Hi Ryan,

I know! If you ever needed travel insurance, crossing the road in Vietnam is one of them.

Thanks for the read!

By: Ryan Biddulph

Ryan Biddulph — Mon, 16 Feb 2015 07:36:26 +0000

Hi Carey,

That top photo SCREAMS Hanoi! I recall seeing a deluge of motorbikes assault the streets daily. You cross one step at a time – as you know – and even then, it seems like you’re in too much of a rush, as the bikes form a wave of metal around you.

All compelling reasons here too. Travel insurance is pretty darn affordable and it never hurts to be prepared on the road.

Thanks for the informative share!

Ryan